Family office as a service.
Pantile is an AI-native wealth management operating system that helps owner-operated financial advisors grow, manage, and expand their books for their clients.
One operating system for CRM, portfolio management, model portfolios, financial planning, tax planning, estate planning, private investments, held-away accounts, cash flow management, liability management, equity compensation, marketing content, client messaging, document vault, compliance.
The operating model
Wealth does not live in one place.
At Pantile, it does.
A family office works because one team sees everything a family owns. Pantile is that team, built as a platform, so the same model works for every household on it.
One record
Advice that accounts for everything you own
A recommendation is only as good as the balance sheet behind it. When every account sits on one record, the tax decision knows about the equity grant and the estate plan knows about the private fund.
Reconciled daily
A plan that is current, not quarterly
Positions, cash flow, and documents refresh from the source every day. Nobody waits for a statement cycle to learn that something changed.
Built into the platform
Family-office depth at any account size
Estate, tax, equity comp, private investments, and liability management live in the platform rather than in a specialist's hours, so how much attention a household gets stops depending on how large it is.
One shared view
One set of numbers for both sides
Client and advisor open the same record. Conversations start from agreement instead of from reconciling two versions of the truth.
System of record
Continuity through every handoff
History, documents, and intent live in the platform, not in one advisor's files. Nothing is lost when the relationship passes to a new advisor, or to the next generation.
The services
What a family office does, built into one platform.
A family office keeps these specialists on staff. Here they are one product, reading one record, alongside the CRM, model portfolios, compliance, marketing, and messaging that an advisor needs to run the practice around them.
Investment management
Allocation, rebalancing, and tax-aware trading across every account the household holds, not just the ones sitting at one custodian. Fees and drag are visible in the same view as performance.
Tax planning
Loss harvesting, bracket management, Roth conversions, and withdrawal sequencing, modeled against the whole balance sheet instead of a single brokerage account.
Cash flow and liability management
Checking accounts, mortgages, and lines of credit connect through Plaid, so income, spending, and debt are live rather than remembered. Cash flow sits next to the portfolio, which is what turns a plan into something you can actually fund.
Estate planning
Wills, trusts, titling, and beneficiaries handled inside the same system that holds the accounts they govern, so the plan and the assets never drift apart.
Equity comp analysis
Grants, vesting schedules, RSUs, ISOs, and exercise strategy analyzed next to the rest of the household’s wealth, with the tax consequence already attached.
Private investments
Venture, private equity, real estate, and hedge fund exposure, with capital calls, distributions, and LP reporting running on the same rails as everything else.
For clients
Work with Pantile directly.
Our advisors run your whole financial life on the platform: every account, every document, and every service a family office would provide, with a person who can explain what it all means.
Everything in one view
Every account at every institution, in one balance sheet that keeps itself current.
Turn what you earn into what you own
Your checking accounts connect through Plaid, so income and spending are live. Watch cash flow become savings, investments, and net worth month by month.
Answers, not statements
What you own, what it earned, what it costs you, and what it means for your taxes, in plain language.
Plans that stay current
Retirement, estate, and equity plans update as your accounts move, not once a year in a meeting.
One relationship
Your advisor and every specialist tool sit behind a single login. Nothing gets handed off and lost.
For advisors
Affiliate with Pantile, and bring it to your clients.
Owner-operated advisors affiliate on our platform and get every service on it for every household on their book. The depth you reserve for your top five households becomes the default for all of them.
The whole book, in one view
Every household, account, and gap visible without exporting from four systems and reconciling by hand.
Cash flow you can actually see
Real income and spending from connected checking accounts, so savings capacity, funding gaps, and withdrawal plans rest on what a household does, not what it estimates.
Family-office depth on day one
Estate, tax, equity comp, private investments, and liability management for every client, not only the ones who can carry the cost.
The back office is ours
Compliance, custody, reporting, billing, and operations come with affiliation. They run on our platform, not on your evenings.
Answer anything, immediately
When a client asks what an exercise, a rollover, or a distribution would do, the answer is already on the screen.
Your clients get a family office. You get your week back.
One family office. Two ways in.
Work with Pantile directly, or affiliate your practice and bring every service on the platform to the clients you already have.